My Online Business Empire Review: Is Their Cost Worth It

When I came across My Online Business Empire, I wanted to learn more about MOBE.

When I started doing my research and I found out its an MLM type business, I was disappointed.

What was more disappointing is when I found out how much My Online Business Empire Cost. Read my review and find out much this business will run you.

UPDATE: The FTC took action against MOBE for bilking, click here to read the details.


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Product: My Online Business Empire
Year: 2011
Owner(s): Matt Lloyd
Overall Ranking: 2/10

The Rundown

What Is My Online Business Empire aka MOBE?

  • MLM service business.

How does it work?

  • You have to join and sell their over priced products to make a commission.

Is There an Affiliate program?

  • Yes

Who can join?

  • Anyone 18 years of age or older with a lot of money.

My Take

When I got to MOBE’s website and saw their intro video, I thought it was really touching and inspirational.

I wanted to know more and what I will be doing to achieve my 1, 3 or 5 thousand dollar commissions.

There was a lot of videos with Matt Lloyd sharing how he became successful online. I think I heard that at least twenty times on various videos.

I was trying to see what products he was selling. I found out it’s pretty much training products at different levels. You know I’m not a fan of up-sells because people can get really broke this way.

Why I Don’t Like Up-Sells

When I go into a store, it really doesn’t bother me when they try to up-sell me. Sometimes I say yes and sometimes I say no.

I understand the concept of up-sells in stores. They are asking you to buy something so they can make more profits. Not only that, they may be offering me something I want to pay for.

When you’re trying to build a business online and they give you some titanium package, you expect it to work. If that system works, why do they have to have all these other packages?

I mean really, are these up-sells just to keep making them money? Do you think people really want to give a business more money for more learning materials?

I’ll get back into up-sells later. Let’s get into MOBE’s business model.

MOBE’s My Top Tier Business (MTTB)

MOBE MTTB Commissions

Matt says partner with him and he will give me a portion of his revenue with a couple of steps.

  • Step one, bring him some leads.
  • Step two, I make money when he sells something to those leads.

He calls this the MTTB. He will give me 1, 3 or 5 thousand dollars without lifting a finger.

He says that I will make 50% commissions by doing nothing. As I kept reading, he says I have to do something.

Wait, wasn’t I suppose to not lift a finger? Now he’s telling me I have training videos. Let’s break this down. He says I will get….

  • 1, 2 or 3 thousand commissions
  • I will get a 1 on 1 personal coach
  • 21 step training program
  • Telephone sales professionals that make sales for me
  • Customer service
  • Traffic plan through YouTube, Facebook, and Google

So if I’m paying for all this stuff, why are training videos involved? He said it, he said we don’t have to do anything.

When I read this it brought me back to a review I did for iPas2. Let’s get back to MOBE.

All of this will only cost a one-time fee of $49 dollars. How the heck can Matt afford this 1 on 1 coach and a telephone sales professionals with only a one-time fee of $49 dollars?

He will also put me in touch with my one on one coach to see if I’m a good fit for MOBE. I just had to hit the breaks. MOBE wants me to pay them to see if I’m the right fit for them.

Let’s recap, did I just read that MOBE wants me to pay them $49 dollars to see if I’m the right fit for them?

How insulting is that? If I’m not the right fit for MOBE, they will refund me on the spot. Let’s do it this way, why don’t I see if MOBE is the right fit for me and not give them a dime.

This $49 dollar fee is also for a Non-Disclose Agreement with access to highly proprietary information.

Sounds like I can get sued. No thanks, that $49 dollars seem like more trouble to me. NO THANKS! MOBE, you’re not the right fit for me.

Money Back Guarantee

mttb money back policy

Matt Lloyd says he will give me a 30-day money-back guarantee if I go through the training.

If I don’t make a commission within 30 days, Matt will give me $500 dollars via PayPal or check.

There is a catch, if you skip a step or do a step out of order you will forfeit the guarantee.

What does that mean, you maybe thinking? I’ll give you the answer. I guarantee you this, there is no $500 guarantee period.

I didn’t move on with MOBE as you can see the reasons why. I know it’s gonna cost more than $49 dollars to build a business with them.

I had to do some deep research to find out what does this MOBE really cost. This is what I discovered. Let’s look at the packages.


Affiliates makes a 50% commission on any sales under $500. Isn’t that a scam because he said you can make 1, 3 or 5 thousand dollars if I pay for this contract of $49 dollars?


He is really deceiving people with this $49 dollar contract scam.

MOBE License Rights – $1997 That’s when you can make the 1, 3 or 5 thousand dollar commission.

Titanium Mastermind – $8,997

Platinum Mastermind – $14,997

What is MOBE Selling?

I saw a list of their products and I’m trying to figure out who’s buying these products?

  • IM Revolution $9.95
  • Instant Info-Product $39.95
  • MOBE Inner Circle $97 a month
  • MOBE Elite Earners $97 a month
  • Done for you Emails $97 a month
  • Affiliate Bonus Domination $291
  • How to build a funded proposal 194

They’re more senseless products that people really don’t want. I’m trying to figure out why Matt Lloyd is selling $97 a month on emails.

How long does it take to send out emails, we are not talking about snail mail here.

Are people really gonna pay $97 a month for some inner circle or Elite Earners? Is Matt Lloyd just making up names and putting a price on them?

Back To Up-Sells

The only people, who are buying these products, are the people involved in MOBE.

Do you think your friends and families really want to pay $97 dollars a month on “done for you emails?”

At least with some of these MLM businesses, they produce a product such as vitamins, make-up, coffee or gold.

A product that is tangible that they can sell to people to recoup their membership fees or even make a profit.

Sales Professionals

I’ve been involved in MLM businesses. The only people buying these products are the people involved in the company.

So, who are these Sales Professionals calling? The people who paid $49 dollars to MOBE?

You start off as an affiliate let’s say you make some money, then the sales professionals are going to call you to reinvest.

Once you reinvest, they are gonna call you again and again. Who’s really making money here? Don’t let the hype fool you. It sounds to me like some sort of PONZI scheme.

It Doesn’t Cost Thousands

It doesn’t cost thousands of dollars to build a business online or from home. You can make a substantial living by building your OWN business.

It does take time and work, but it starts with a Website. Even if you buy a premium website for $100 bucks, Business hosting for 3 years runs around $500 bucks and a domain name for tops $12 dollars a year.

Mind you, I’m going with larger numbers. You’re looking at $612 dollars to get your business started.

If you wanted to add Aweber, or want to build a email list, a grand total would run you around $1,000 bucks give or take a few bucks or even a few hundred bucks a year.

Most people start off paying less than half of this $1,000 dollars to start their own business online.

One final Note

After reviewing MOBE, I felt like their business model was based on making high commissions by charging people a lot of money.

There is a disclaimer that shows what the average person makes by choosing to build a business with MOBE’s business model.

My Internet Success Coach MOBE

In the image above the average earners makes only around $700 dollars a year.

All these businesses claim they got everything done for you. The only part that you have to do is bring in the people. That’s seems to be the hardest part especially if you don’t know how.

All In All

My Online Business Empire is nothing more than a ponzi scheme that cost people way too much.

For $14,997 you can pretty much can buy a car with that. How many people are you really going to find that is willing to give Matt Lloyd $14,997 in an MLM business?

If you really think about it, how many of the 1% would really invest in MOBE.

If the 1% wouldn’t, why would you? If you have the 1% mindset, wouldn’t you do what the 1% does and build your OWN business?

Google is a website that has grown into a multi-billion dollar business. In today’s time, it can all start with a website. My #1 Heroic Site will teach you how.

If you have any questions or comments about MOBE don’t hesitate to ask, let me know below, thanks!

Looking For Ways To Earn From Home?

10 thoughts on “My Online Business Empire Review: Is Their Cost Worth It”

  1. Hi everyone! I joined MOBE a few days ago and started listening to them waiting for when they start selling something. Matt is a soft spoken guy telling interesting things, teaching you and mentoring in the first 5 steps but from the step 6 he is starting selling you his product for $2497! I was waiting when they start and here it is. And I started looking for review online and found a lot of bad but sometimes good hat is interesting. Just got an access to other 14 steps from my coach without any payment so going to look at them.

    • Hey Roman, I’m glad you didn’t have to shell out that $2497, but I think it’s unfair for those who did. Anyhow thanks for taking the time to tell us your experience, wish you the best with MOBE, Evelyn.

  2. Evelyn, you have provided your readers every reason to be cautious regarding MOBE. I personally do not trust companies that offer so many upsells or that have tricky guarantees. I hope many more people will read this information. Great job! Hilda.

    • Hey Hilda,

      Thanks, I don’t blame you. MOBE is asking for a substantial amount of money from people too. This is just plain dangerous. up-selling is a red flag.

      When companies start asking for money you gotta research. I understand it takes money to make money, but everyone should do it with caution. Thanks for sharing your thoughts, Evelyn.

  3. Wow, look at all those upsells! Hah, this is certainly one of the most ridiculous schemes I’ve seen being offered as of lately. Great review on this very poorly executed MLM strategy by Matt Lloyd- a name I will now associate with the definition of the word SCAM! Thanks for this great review. Seems like I am learning more and more everyday. MLM is definitely something to be very cautious about these days!

    • Hey Peter,

      I know, how many people are you gonna find that is willing to fork out $1997 on his License Rights. When I looked at the products, for $97 a month on emails, come on. How long and hard is it to send out some emails. Thanks for your comment. All the best, Evelyn.

  4. Hi Evelyn,

    Congratulations on a very well written and precise review. I also looked at MOBE at one point – but WOW! what a cost!

    I am now actually a member of your #1 Heroic site and LOVE it!

    I highly recommend anyone reading this checks it out for themselves for free, they’ll be so Grateful.

    Blessings Be Evelyn,


    • Hey Rich,

      Thanks, MOBE is very expensive. To build a business from home these days it shouldn’t cost anyone thousands of dollars. I’m glad you like WA. It’s my home on the net and much more. Wish you many blessings too Rich. Thanks again, Evelyn.

  5. Oh man! They make it sound so great, and what they offer is priceless. Girl, what a scam, and thanks for being so thorough with your review on My Online Business Empire. As for the cost of MOBE, I thought it was a bit fishy, and glad I’m not wasting my money. It would be almost impossible to resell that stuff.

    Hope you’re doing well with Wealthy Affiliate, thanks for showing me!

    • Hey Damien,

      I know, what a waste of money. You’re better off just buying $1997 worth of lottery tickets. You got a better change of hitting the jackpot there than wasting you time and money with this MOBE.

      I’m doing well with WA and am very happy with what I accomplished. Thanks for commenting. All the best to you, D! Evelyn.

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