Smarter Finance Daily Review: What Is The Site About

When I received an email about only working an hour a day, I’m like oh no, I don’t know where this email is headed, but I got an idea that it may be too good to be true.

As you all know putting in at least 1 hour of work a day seems pretty cool.

If what SFD (Smarter Finance Daily) claims is true about this Kim Swartz’s story, you probably would only need to put in 4 hours of a daily routine, and the rest of the day you can do what you want.

An email and website with quick and easy statements are quite enticing, especially for people who have limited spare time and want to use their spare time to earn some extra cash.

We’ll get into what this Smarter Finance Daily’s website is about in this review and I will give you the rundown so you can decide for yourself in what you want to do.

Specs About Smarter Finance Daily

Product Name: Smarter Finance Daily
Year: 2013
Free Access: Yes
Price: Starts at $97
Website URL: Overall Rating: 1/10

The Rundown

What is Smarter Finance Daily aka SFD?

  • It’s a so-called website ad about a news report aka Advertorials.

What is it about?

  • Mainly what the website is all about is how a lady name Kim Swartz is supposedly making all this money by using a service called Work At Home Institute.

How much does it cost?

  • They claim it’s free, but WAH Institute cost $97

Who can join?

  • Global

My Take

After reading that email and when I clicked on the link, I knew this wasn’t going to be as great as what that enticing email claimed.

I’ve seen similar websites out there that lead to the same program.

In other words, you are mainly getting a rehashed site.

To give you an idea, let’s go through the ad and what this service is all about.

Smarter Finance Daily’s Website

SFD’s website was mainly about how a lady name Kim Swartz was making money from home. They even showed a screenshot of a check that she made.

When I looked at the check, everything on the check was blurred except, the date, the amount, who the check was made out to, and the signature on the check.

Okay, the signature on the check is unreadable so you might as well call that signature a blur. Then I noticed under the check that it said, “a check Kim recently received”.

That check was made out to this Kim back in 2012, it is almost 2017, and in my book that is not a recent check.

Smarter Finance Daily Menu

If you read the website, all the info on the site makes it seems like it was news reported info.

Real news reported website would allow you to click on their menu that would lead to other news info within their website.

When I clicked on SFD’s menu at the top of the site, every part of their menu redirects you to WAH EDU aka WAH Institutes. Their menu didn’t go to any other news reported info.

Not only that, if you were to scroll down to the bottom of their page, but I’m also going to quote what it said,


When I read that part of their disclaimer, SFD made it seem like they were the actual news when they are not.

If you were to click on anything on their site, it leads to like I said earlier, a page that leads to Work At Home Insitute, (WAH EDU or WAH Institute).

Where Does It Redirect To?

When you click on anything on SFD’s website, you go to a page with a video and the first info I noticed was at the top, it said, turn the next 7 minutes into $1,250.

People who are looking for a job and are interested in making money from home will find their ad to be quite enticing.

Then news reported video comes on, mind you a lot of sites especially these enticing sites, love to use these videos to make what they are selling to people seem more legit.

Yes, those videos are actual news reports, but they are not endorsing WAH EDU, WAH Institute, and Work At Home Institute, which is all the same service.

Just so you know, there are a number of services that sell their services that use those same videos and advertorial style.

Then once the actual news reported videos ends, the video starts narrating about how people can make money by placing links online.

The video went on about how some simple task like placing links everywhere online can make people a lot of money.

Then I clicked on their return policy at the very bottom on their site and oh boy, what seems to be free to me turns out to be a money-back guarantee.

Let’s Pivot Back

Let’s go back to the email that I got. What got me to click on the email was because it said something about working from home. The email also stated about some awards and how I could start for free.

sfdr email

That’s all fine and dandy, but when I read their triple satisfaction guarantee in that link that redirected to the same page everywhere on SFD’s site, these triple red flags came up,


  • I will give you your money back
  • We will refund you promptly
  • Test the program for 30 days and if you’re not making money we will give 100% of your money back.

What happened to free? I’m just saying,

I also read the disclaimer that was stated at the bottom of the SFD sales page and it tells you everything you need to know right there.

All that info, redirecting, news, award, and the Blah, Blah, Blah!

At the bottom of that Smarter Finance Daily page, if you read it, it says Important Disclosure.

Mainly what the disclaimer said is that their ad was for advertisement purposes and they use stock photos for illustration purposes, more or less these advertorials are just stories.

The disclaimer also states that the owner(s) of the website gets compensated by clicks and referrals that result in sales. It also states that it’s not a job or a business opportunity, but it’s an educational system.

Okay, I’m not hating on people making sales and earning money online, you just gotta know what you’re getting into.

I did a review about WAH EDU aka Work at home Institute aka WAH Insitute. It’s all the same company just using different variations of names.

When I did a review about WAH EDU, I mainly told people to shake the box and read their disclaimers because people were ending up spending a lot more than they thought.

As For That Video Regarding Task About Placing Links

From my experience in the making money online arena, any company that will allow you to do some sort of task for payment doesn’t really pay as much as what these sites like to claim.

To give you an example,

I’m going to use Mturk as an example, the reason being is that Mturk is a service run by Amazon, which is reputable and I don’t make a dime for recommending their service.

When you go through what you qualify to do inside Mturk, it usually starts at the bottom. Most people make a few cents to complete a task. Now mind you, if you stay consistent at it, you could generate more money.

Everyone in the U.S. is welcome to try Mturk’s services for free to make money from home.

What I’m getting at here is that if you’re not going through an interview to get hired to work from home, any site that will pay you to do some sort of task isn’t going to pay that great.

Also, you could be playing with fire with these “link posting so-called jobs“.

Look At It Like This

A job that is willing to pay people a decent amount of money, you gotta fill out an application, go through an interview to get hired.

I said this before, on my site, a job requires no fees to work, a business opportunity has fees, most training services cost money.

If you’re thinking about building a business online, I’m all for it.

If you think about it, everything you utilize online is some sort of website. It just makes sense to start your own website.

Oh No Not The #1 Heroic Site

Look, I’m going to tell you this,

you can pay to get access to that institution, it’s entirely up to you in what you want to do. If you’re not satisfied you can begin the process of calling and trying to get your money back.

You also have the option to check out My #1 Heroic Site without pulling out a single credit card and learn the process of making money from home properly. What’s wrong with getting some free lessons, then you can decide for yourself what you want to do next without calling to try and get a refund.

All In All

That email may have seemed great. That news report also may have seemed to be the answer to what you are looking for.

I always suggest to people to dig and look around. I felt that some deception was used, you may have felt the same way or you may feel otherwise.

For me, that money-back guarantee is not the same thing as free.

When I looked into Work At Home Institute and when I dug around in their service, I felt it wasn’t worth the money. You can read my full review about Work At Home Institute plus read the comments on what others experienced.

What is your take about Smarter Finance Daily, Tweet me @evelynbaz!

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